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Closed
Closed

$860,000

($0 down)*
VA

Potential short sale please verify with your agent.

2431 Vernon Ranch Way, Lemon Grove, CA 91945

3
3
1,969 sqft
PITI Monthly
$6,100.78 /mo

Listing courtesy of: Andrea Kyle, Real Broker

Assumed Rate

6.72%
7.15%

Principal & Interest

$5,884 /mo
$6,146 /mo
$60,855 in interest paid off

What's Special

NEW STOVE
SPACIOUS
LUXURY
CUL-DE-SAC
Welcome to your new sanctuary at 2431 Vernon Ranch Way in Lemon Grove! Offered at $820,000-$860,000 this meticulously maintained 3 bed + a
spacious loft (easily convertible to a 4th bed), 2.5 bath, 1,969 sqft home boasts luxury, engineered wood flooring, owned solar to keep your energy bill
at the bare minimum as well as upgrades galore. The kitchen is a chef's delight with brand new stove/oven, kettle faucet pot filler on kitchen backsplash
to make cooking a breeze, beautiful large island and plenty of counter and cabinet space. The separate laundry room is equipped with a s... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.72
Remaining Loan Term
29 years, 0 months
Monthly PITI
$6,100.78/mo
Estimated Loan Balance
$908,419
Cash to close
$0
Interest Paid
$60,855

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: SeeRemarks

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park
HOA
  • Has HOA: Yes
  • HOA Name: Valencia Hills II
  • HOA Amenities: Unknown
  • HOA Fee: $218
  • HOA Frequency: $Monthly
Location
  • Region: Lemon Grove

Financial Details

  • Price per Sqft: $436.77
  • Tax Annual Amount: $
  • On Market Date: May 01, 2024
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Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$
0%20%50%

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$860,000
Your Cash$0
Total Purchase Price:$860,000

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$5,884/mo
Traditional @ 7.15%
$6,375/mo
You save $491/month ($5,895/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2402469

Listing From:

Last updated: Sep 11, 2024 04:50pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.72%
7.15%

Principal & Interest

$5,884 /mo
$6,146 /mo
$60,855 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$
0%20%50%

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$860,000
Your Cash$0
Total Purchase Price:$860,000

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$5,884/mo
Traditional @ 7.15%
$6,375/mo
You save $491/month ($5,895/year)

*Secondary financing rates are an estimated value based on input

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Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
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May, 16 2025

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