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Closed
Closed

$235,000

($49,876 down)
FHA

2539 E ORAIBI Drive, Phoenix, AZ 85050

2
2
985 sqft
PITI Monthly
$1,229.82 /mo

Listing courtesy of: David W. Bick, Keller Williams Realty Elite

Assumed Rate

3.76%
7.15%

Principal & Interest

$898 /mo
$1,308 /mo
$21,818 in interest paid off

What's Special

REMODELED
SERENE
VAULTED CEILINGS
PATIO
NO HOA
Come see this clean 2BR/2BA home priced to sell on a large lot with no HOA. This home sits on owned land with an Affidavit of Affixture and boasts a
large covered front porch with leads inside to a nice sized living room with vaulted ceilings and plenty of natural light. The eat in kitchen includes SS
appliances and plenty of cabinets and updated non-laminate countertops. Retreat to the serene main bedroom, complete with a private bathroom for
ultimate privacy. Flooring was replaced and baths remodeled by previous owner in 2020. The back yard is complete with a large, covered ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,229.82/mo
Estimated Loan Balance
$185,757
Cash to close
$49,876
Interest Paid
$21,818

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Panelized Constrctn
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style: Ranch
Materials
  • Panelized Constrctn
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: UTOPIA GARDENS
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $238.58
  • Tax Annual Amount: $538
  • On Market Date: Aug 15, 2024
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Savings Calculator

Current cash to close is $49,876 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
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0%20%50%

You cover the entire equity of $49,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$185,124
Your Cash$49,876
Total Purchase Price:$235,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$898/mo
Traditional @ 7.15%
$1,357/mo
You save $459/month ($5,505/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6744183

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Oct 02, 2024 08:07am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$898 /mo
$1,308 /mo
$21,818 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,876 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$
0%20%50%

You cover the entire equity of $49,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$185,124
Your Cash$49,876
Total Purchase Price:$235,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$898/mo
Traditional @ 7.15%
$1,357/mo
You save $459/month ($5,505/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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