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Closed
Closed

$495,000

($79,000 down)
VA

2635 E DARREL Road, Phoenix, AZ 85042

3
2
1,548 sqft
PITI Monthly
$2,298.02 /mo

Listing courtesy of: Nikki G Miller, eXp Realty

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,861 /mo
$2,943 /mo
$42,448 in interest paid off

What's Special

LOCATION
PATIO
Located in the gated Fairways at the Legacy, this 3 Bed, 2 Bath, single level home backs up directly to hole 7, with stunning views of South Mountain.
With no neighbors behind you, the backyard features a well maintained pool w/ Paddock Pebble Tec, a waterfall, and pool service prepaid by the current
owner. Outdoor grill, w/ a gas connection and patio furniture make it a backyard oasis! Inside you'll find Plantation shutters throughout, built in
surround sound speakers installed in the ceilings, and updates that include a brand new oven/stove range with a built-in AirFryer and a bra... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,298.02/mo
Estimated Loan Balance
$418,346
Cash to close
$79,000
Interest Paid
$42,448

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted, Block
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Engle Homes

Community & HOA

Community
  • Subdivision: FAIRWAYS AT THE LEGACY UNIT 2 REPLAT
  • Features: Gated, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Fairways at Legacy
  • HOA Amenities: Unknown
  • HOA Fee: $154
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $319.77
  • Tax Annual Amount: $3248
  • On Market Date: Feb 09, 2024
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Savings Calculator

Current cash to close is $79,000 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
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0%20%50%

You cover the entire equity of $79,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$416,000
Your Cash$79,000
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,861/mo
Traditional @ 7.15%
$3,053/mo
You save $1,192/month ($14,304/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6649742

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: May 15, 2025 02:10am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,861 /mo
$2,943 /mo
$42,448 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $79,000 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$
0%20%50%

You cover the entire equity of $79,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$416,000
Your Cash$79,000
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,861/mo
Traditional @ 7.15%
$3,053/mo
You save $1,192/month ($14,304/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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