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Closed
Closed

$299,900

($199,327 down)
VA

3009 W ROSE GARDEN Lane, Phoenix, AZ 85027

2
1
824 sqft
PITI Monthly
$642.3 /mo

Listing courtesy of: Katie Hobgood, eXp Realty

Assumed Rate

2.15%
7.15%

Principal & Interest

$444 /mo
$1,067 /mo
$8,677 in interest paid off

What's Special

LOCATION
SPACIOUS
PATIO
PRIVATE BACKYARD
NO HOA
LOCATION + WELL KEPT FOR A GREAT PRICE!! This well kept Suncrest Villa gemini is located 2 minutes from both highway 17 and 101. NO HOA. The
property offers 2 bedrooms, 1 bathroom, single car garage, and spacious private backyard. **Comes with Refrigerator, Washer, and Dryer** The
property also offers a covered patio in the backyard and storage in the garage. NEW HVAC in 2021 ** NEW Water Heater 2024 ** Home has Water
Softener & Reverse Osmosis! .5 miles to High School .8 miles to Jr. High School 1.3 miles to Elementary School 11 miles to TSCM 23 m... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.15
Remaining Loan Term
11 years, 5 months
Monthly PITI
$642.3/mo
Estimated Loan Balance
$113,147
Cash to close
$199,327
Interest Paid
$8,677

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Gemini/Twin Home
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1987
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: SUNCREST VILLAS WEST 4 LOT 230-263
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $363.96
  • Tax Annual Amount: $583
  • On Market Date: Apr 23, 2024
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Savings Calculator

Current cash to close is $199,327 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
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0%20%50%

You cover the entire equity of $199,327!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.15% Sellers Rate
$100,573
Your Cash:$199,327
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 2.15%
$444/mo
Traditional @ 7.15%
$824/mo
You save $380/month ($4,566/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6689462

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: May 24, 2024 08:07am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.15%
7.15%

Principal & Interest

$444 /mo
$1,067 /mo
$8,677 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,327 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$
0%20%50%

You cover the entire equity of $199,327!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.15% Sellers Rate
$100,573
Your Cash:$199,327
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 2.15%
$444/mo
Traditional @ 7.15%
$824/mo
You save $380/month ($4,566/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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