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$995,000

($373,863 down)
VA

3019 W TRAIL Drive, Phoenix, AZ 85086

3
3
2,564 sqft
PITI Monthly
$3,424.16 /mo

Listing courtesy of: Ceejay Cesiel, SERHANT.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,827 /mo
$4,617 /mo
$76,064 in interest paid off

What's Special

SPACIOUS
LUXURY
FIREPLACE
PATIO
CHARMING
COZY
This exceptional single-story home offers 3 bedrooms, 2.5 bathrooms, & sits on a full acre of peaceful desert beauty with private gated entry. Step
inside to soaring ceilings, bright open floor plan, & breathtaking views of the expansive backyard retreat. The private primary suite boasts an updated
walk-in shower, while the spacious living room features a cozy gas fireplace & eye-catching wood beam accents. Movie nights are next level in your
very own home theater, complete with a screen and projector. The open-concept kitchen is a true entertainer's dream—centered around ... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.85
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,424.16/mo
Estimated Loan Balance
$725,513
Cash to close
$373,863
Interest Paid
$76,064

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Fire Pit, Family Room, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up, Foam
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: Shared Well
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Built-Up, Foam
Condition
  • Year Built: 2002
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Mountain Views w No HOA
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $388.07
  • Tax Annual Amount: $4565
  • On Market Date: Apr 24, 2025
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Savings Calculator

Current cash to close is $373,863 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$
0%20%50%

You cover the entire equity of $373,863!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$621,137
Your Cash$373,863
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,827/mo
Traditional @ 7.15%
$4,789/mo
You save $1,962/month ($23,545/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6856434

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: May 02, 2025 07:00pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,827 /mo
$4,617 /mo
$76,064 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $373,863 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$
0%20%50%

You cover the entire equity of $373,863!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$621,137
Your Cash$373,863
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,827/mo
Traditional @ 7.15%
$4,789/mo
You save $1,962/month ($23,545/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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