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Closed
Closed

$440,000

($214,247 down)
FHA

3121 N 129th Avenue, Avondale, AZ 85392

3
2
1,889 sqft
PITI Monthly
$1,759.23 /mo

Listing courtesy of: Ruby Caraveo, eXp Realty

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,302 /mo
$1,718 /mo
$75,118 in interest paid off

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
HOME OFFICE
COZY
Welcome to your dream home! This beautifully updated 3-bedroom, 2-bathroom residence features a spacious den, perfect for a home office or
playroom. Step inside to discover fresh new carpet and a vibrant coat of paint throughout, creating a warm and inviting atmosphere. The heart of the
home boasts stunning new granite countertops in the kitchen, complemented by modern light fixtures that enhance the space. Enjoy cozy evenings by
the fireplace or entertain guests in the open living area. Step outside to your private oasis with a sparkling pool—ideal for enjoying the Ari... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.59
Remaining Loan Term
23 years, 2 months
Monthly PITI
$1,759.23/mo
Estimated Loan Balance
$227,114
Cash to close
$214,247
Interest Paid
$75,118

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Fenced, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Pulte Homes

Community & HOA

Community
  • Subdivision: Las Palmeras West
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Las Palmeras West
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Quarterly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $232.93
  • Tax Annual Amount: $1523
  • On Market Date: Sep 30, 2024
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Savings Calculator

Current cash to close is $214,247 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$
0%20%50%

You cover the entire equity of $214,247!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$225,753
Your Cash$214,247
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,302/mo
Traditional @ 7.15%
$1,782/mo
You save $479/month ($5,754/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6763959

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Nov 16, 2024 09:12am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,302 /mo
$1,718 /mo
$75,118 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,247 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$
0%20%50%

You cover the entire equity of $214,247!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$225,753
Your Cash$214,247
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,302/mo
Traditional @ 7.15%
$1,782/mo
You save $479/month ($5,754/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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