Property SearchContact
OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
primary-1
primary-2primary-3
Closed
Closed

$195,000

($61,448 down)
FHA

312 Main Street, Wiggins, CO 80654

2
1
700 sqft
PITI Monthly
$1,105.81 /mo

Listing courtesy of: Mandy Weichel, Colorado Land Co. LLC

Assumed Rate

4.53%
7.15%

Principal & Interest

$763 /mo
$1,013 /mo
$42,718 in interest paid off

What's Special

MATURE TREES
CHARMING
Welcome to 312 Main Street in Wiggins, Colorado, a wonderful opportunity to own a charming home with an additional lot to the north, offering
possibilities for expansion, investment, or outdoor enjoyment.This home has an updated kitchen, a lot of windows for the size of the home! Situated on
a large lot, the property provides an expansive backyard with mature trees and plenty of room for outdoor activities. The additional lot to the north is
included in the sale, providing even more space for future development, gardening, or creating the ultimate outdoor oasis. Whether you'r... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 4 months
Monthly PITI
$1,105.81/mo
Estimated Loan Balance
$140,770
Cash to close
$61,448
Interest Paid
$42,718

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Wall Furnace
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1912
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Neal Minor
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Wiggins

Financial Details

  • Price per Sqft: $278.57
  • Tax Annual Amount: $1040
  • On Market Date: Sep 18, 2024
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,448 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$
0%20%50%

You cover the entire equity of $61,448!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$133,552
Your Cash$61,448
Total Purchase Price:$195,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$763/mo
Traditional @ 7.15%
$1,051/mo
You save $288/month ($3,459/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1018844

Listing From: recolorado

Last updated: Dec 02, 2024 05:51pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.53%
7.15%

Principal & Interest

$763 /mo
$1,013 /mo
$42,718 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,448 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$
0%20%50%

You cover the entire equity of $61,448!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$133,552
Your Cash$61,448
Total Purchase Price:$195,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$763/mo
Traditional @ 7.15%
$1,051/mo
You save $288/month ($3,459/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway HomeServices California Realty
Agent/Broker
Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
Resources
Apply to Assume
Navigate
BuyersSellersRealtorsBlogsContact
Get in Touch
(213) 505-2098berkshiresc@fyremail.net
Powered By UMe.

© 2025 Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices California Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
May, 15 2025

equal-housing

Berkshire Hathaway HomeServices California Realty © 2025 is committed to and abides by the Fair Housing Act of Equal Opportunity.

Terms and ConditionsPrivacy PolicySitemap

Get Started Now

Discover the power of assumable homes

​
​
​
​
I am a...
​
Who referred you?
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now