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Closed
Closed

$450,000

($364,940 down)
FHA

3259 E THUNDERHEART Trail, Gilbert, AZ 85297

3
2
1,325 sqft
PITI Monthly
$970.23 /mo

Listing courtesy of: Pamela Dial, RE/MAX Solutions

Assumed Rate

4.84%
7.15%

Principal & Interest

$616 /mo
$790 /mo
$68,552 in interest paid off

What's Special

LOCATION
SHOPPING
DINING
MODERN
GRANITE COUNTERTOPS
CHARMING
COZY
Welcome to your dream home in sunny Gilbert, Arizona! This charming 3-bedroom, 2-bathroom gem features 1,325 sqft of thoughtfully designed living
space. Step inside to discover tile floors in all the right places, complemented by cozy carpet in the bedrooms. The light and bright kitchen showcases
stunning granite countertops, perfect for your culinary adventures. Both bathrooms have been tastefully updated, ensuring a modern feel throughout.
Enjoy peace of mind with a new AC installed in 2022. Exterior is equally impressive, with new pavers surrounding the property and a cozy ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.84
Remaining Loan Term
16 years, 1 months
Monthly PITI
$970.23/mo
Estimated Loan Balance
$88,774
Cash to close
$364,940
Interest Paid
$68,552

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: San Tan Ranch
  • Features: Pickleball Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Vision
  • HOA Amenities: Unknown
  • HOA Fee: $109
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $339.62
  • Tax Annual Amount: $1451
  • On Market Date: Jul 24, 2024
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Savings Calculator

Current cash to close is $364,940 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$
0%20%50%

You cover the entire equity of $364,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.84% Sellers Rate
$85,060
Your Cash:$364,940
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.84%
$616/mo
Traditional @ 7.15%
$819/mo
You save $203/month ($2,435/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6731019

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Sep 02, 2024 02:34am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.84%
7.15%

Principal & Interest

$616 /mo
$790 /mo
$68,552 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $364,940 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$
0%20%50%

You cover the entire equity of $364,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.84% Sellers Rate
$85,060
Your Cash:$364,940
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.84%
$616/mo
Traditional @ 7.15%
$819/mo
You save $203/month ($2,435/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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