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Closed
Closed

$779,000

($161,690 down)
VA

3319 Old Creek Way NE, Sauk Rapids, MN 56379

5
4
4,404 sqft
PITI Monthly
$4,537.37 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

6.43%
7.15%

Principal & Interest

$3,922 /mo
$4,221 /mo
$72,942 in interest paid off

What's Special

LOCATION
SPACIOUS
RENOVATED
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
EFFICIENT
Discover this stunning, newly renovated executive home, available due to the seller’s relocation. This elegant two-story residence boasts 5 bedrooms
(including 4 on the upper level), 4 bathrooms, and a 3-stall, insulated, and heated garage. The standout feature is the maintenance-free wraparound
porch, perfect for relaxation. Upon entering, you'll be impressed by the extensive updates, including gorgeous new LVP flooring on all three levels,
custom staircase railings, and a high-end kitchen remodel. The home is adorned with new lighting, appliances, fresh carpet, and a fresh c... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.43
Remaining Loan Term
28 years, 2 months
Monthly PITI
$4,537.37/mo
Estimated Loan Balance
$623,851
Cash to close
$161,690
Interest Paid
$72,942

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Geothermal
  • Heating: Forced Air, Fireplace(s), Geothermal
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Free Standing, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected, Well
Pool
  • Has Pool: No
  • Pool Features: Below Ground, Outdoor Pool, Shared

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Villages Of Creek Side
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: GC Real Estate partners
  • HOA Amenities: Unknown
  • HOA Fee: $39
  • HOA Frequency: $Monthly
Location
  • Region: Sauk Rapids

Financial Details

  • Price per Sqft: $176.88
  • Tax Annual Amount: $4788
  • On Market Date: Aug 21, 2024
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Savings Calculator

Current cash to close is $161,690 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
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0%20%50%

You cover the entire equity of $161,690!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$617,310
Your Cash$161,690
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$3,922/mo
Traditional @ 7.15%
$4,379/mo
You save $457/month ($5,483/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6585747

Listing From: northstar

Last updated: Dec 20, 2024 09:46pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$3,922 /mo
$4,221 /mo
$72,942 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,690 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$
0%20%50%

You cover the entire equity of $161,690!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$617,310
Your Cash$161,690
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$3,922/mo
Traditional @ 7.15%
$4,379/mo
You save $457/month ($5,483/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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