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Closed
Closed

$765,000

($64,438 down)
FHA

3419 S Barcelona St, Spring Valley, CA 91977

3
2
1,248 sqft
PITI Monthly
$4,177.91 /mo

Listing courtesy of: Jesse Klein, Real Broker

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,474 /mo
$4,642 /mo
$87,707 in interest paid off

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
MASTER SUITE
HOME OFFICE
LANDSCAPED
CHARMING
COZY
Introducing a stunning three-bedroom, two-bathroom home that offers the perfect blend of modern elegance and cozy comfort. Nestled in the
peaceful neighborhood of Spring Valley, this charming abode boasts spacious living areas, ideal for both relaxation and entertaining. The open-concept
kitchen features sleek countertops, ample cabinet space, and fine appliances, making it an entertainer’s paradise. Retreat to the luxurious master
suite, complete with a private en-suite bathroom and plenty of closet space. Two additional bedrooms offer versatility for children, guests,... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.48
Remaining Loan Term
27 years, 1 months
Monthly PITI
$4,177.91/mo
Estimated Loan Balance
$661,566
Cash to close
$64,438
Interest Paid
$87,707

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $612.98
  • Tax Annual Amount: $
  • On Market Date: Sep 24, 2024
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Savings Calculator

Current cash to close is $64,438 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$
0%20%50%

You cover the entire equity of $64,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$700,562
Your Cash$64,438
Total Purchase Price:$765,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,474/mo
Traditional @ 7.15%
$4,815/mo
You save $1,341/month ($16,090/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240022626SD

Listing From:

Last updated: Nov 19, 2024 10:21pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,474 /mo
$4,642 /mo
$87,707 in interest paid off
Inquire about this property
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​
​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $64,438 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$
0%20%50%

You cover the entire equity of $64,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$700,562
Your Cash$64,438
Total Purchase Price:$765,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,474/mo
Traditional @ 7.15%
$4,815/mo
You save $1,341/month ($16,090/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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