Property SearchContact
OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
primary-1
primary-2primary-3
Closed
Closed

$309,900

($161,462 down)
FHA

3608 8th Street NW, Rochester, MN 55901

3
2
1,877 sqft
PITI Monthly
$1,198.87 /mo

Listing courtesy of: , Engel & Volkers - Rochester

Assumed Rate

2.83%
7.15%

Principal & Interest

$670 /mo
$1,097 /mo
$18,977 in interest paid off

What's Special

DESIRED
MODERN
FENCED YARD
SAFE
CHARMING
COZY
Welcome to this charming home in a highly sought-after neighborhood. This impeccable property boasts 3 cozy bedrooms, 2 bathrooms, and is
enriched with new upgrades that enhance its appeal and value. Revel in the comfort of a newer furnace and air conditioning system, ensuring
year-round climate control. They newly installed carpet adds a fresh and inviting touch to the basement, while the newer roof promises durability and
peace of mind. Outdoors, enjoy a fully fenced yard that provides privacy and a safe haven for outdoor activities. The detached garage ad... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,198.87/mo
Estimated Loan Balance
$149,392
Cash to close
$161,462
Interest Paid
$18,977

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Westway Manor 2nd Sub-Torrens
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $165.1
  • Tax Annual Amount: $3170
  • On Market Date: Oct 10, 2024
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,462 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$
0%20%50%

You cover the entire equity of $161,462!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$148,438
Your Cash:$161,462
Total Purchase Price:$309,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$670/mo
Traditional @ 7.15%
$1,137/mo
You save $468/month ($5,613/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6615757

Listing From: northstar

Last updated: Nov 22, 2024 11:40pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$670 /mo
$1,097 /mo
$18,977 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,462 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$
0%20%50%

You cover the entire equity of $161,462!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$148,438
Your Cash:$161,462
Total Purchase Price:$309,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$670/mo
Traditional @ 7.15%
$1,137/mo
You save $468/month ($5,613/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway HomeServices California Realty
Agent/Broker
Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
Resources
Apply to Assume
Navigate
BuyersSellersRealtorsBlogsContact
Get in Touch
(213) 505-2098berkshiresc@fyremail.net
Powered By UMe.

© 2025 Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices California Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
May, 15 2025

equal-housing

Berkshire Hathaway HomeServices California Realty © 2025 is committed to and abides by the Fair Housing Act of Equal Opportunity.

Terms and ConditionsPrivacy PolicySitemap

Get Started Now

Discover the power of assumable homes

​
​
​
​
I am a...
​
Who referred you?
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now