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Closed
Closed

$435,000

($44,851 down)
VA

3910 NE 12th Dr, Homestead, FL 33033

3
2
1,408 sqft
PITI Monthly
$2,996.54 /mo

Listing courtesy of: Twyla Murphy, EXP Realty LLC

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,164 /mo
$2,729 /mo
$55,824 in interest paid off

What's Special

SPACIOUS
VAULTED CEILINGS
PATIO
COMMUNITY POOL
CLUBHOUSE
Come home to this beautiful 3 bedroom, 2 bathroom home sitting on a corner lot in luxurious Portofino Palms subdivision of Waterstone community.
This home boasts a spacious and split floor plan, tiled floors throughout the home, one car garage, and airy vaulted ceilings. Entertain in the fully
fenced backyard featuring a tiled patio and oversized curtained gazebo, making it enjoyable in any weather. Residents can cool off on a hot day in the
stunning community pool and access the clubhouse for leisure. Conveniently located near major highways.
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,996.54/mo
Estimated Loan Balance
$390,691
Cash to close
$44,851
Interest Paid
$55,824

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, CeilingFans
  • Heating: Central
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Other

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Community

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Block
  • Roof: SpanishTile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Portofino Palms
  • Features: Clubhouse, FitnessCenter, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $109
  • HOA Frequency: $Monthly
Location
  • Region: Homestead

Financial Details

  • Price per Sqft: $308.95
  • Tax Annual Amount: $8190
  • On Market Date: Sep 02, 2024
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Savings Calculator

Current cash to close is $44,851 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$
0%20%50%

You cover the entire equity of $44,851!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$390,149
Your Cash$44,851
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,164/mo
Traditional @ 7.15%
$2,831/mo
You save $667/month ($7,999/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10459377

Listing From:

Last updated: Feb 04, 2025 01:11pm

© 2025, FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,164 /mo
$2,729 /mo
$55,824 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $44,851 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$
0%20%50%

You cover the entire equity of $44,851!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$390,149
Your Cash$44,851
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,164/mo
Traditional @ 7.15%
$2,831/mo
You save $667/month ($7,999/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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