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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$220,000

($143,448 down)
FHA

3940 Upper 75th Street E, Inver Grove Heights, MN 55076

3
2
1,640 sqft
PITI Monthly
$1,000.87 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

5%
7.15%

Principal & Interest

$603 /mo
$759 /mo
$74,368 in interest paid off

What's Special

DINING
SPACIOUS
PATIO
PRIVATE BACKYARD
CHARMING
COZY
Welcome to this charming 3-bedroom, 2-bathroom townhome where natural light flows effortlessly through every space. The main level boasts a
spacious living room and a dining area perfect for entertaining. Two bedrooms and a full bathroom offer convenient one-level living, while the lower
level features a cozy family room, an additional large bedroom, and the second bathroom—ideal for guests or added privacy. As an end unit, enjoy the
peace and quiet of your own private backyard patio, just steps away from nearby parks. A beautiful blend of comfort and convenience awaits!
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5
Remaining Loan Term
14 years, 6 months
Monthly PITI
$1,000.87/mo
Estimated Loan Balance
$77,397
Cash to close
$143,448
Interest Paid
$74,368

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Oaks 2nd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: The Oaks 2nd Addition
  • HOA Amenities: Unknown
  • HOA Fee: $335
  • HOA Frequency: $Monthly
Location
  • Region: Inver Grove Heights

Financial Details

  • Price per Sqft: $134.15
  • Tax Annual Amount: $2018
  • On Market Date: Sep 30, 2024
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Savings Calculator

Current cash to close is $143,448 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $143,448!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$76,552
Your Cash:$143,448
Total Purchase Price:$220,000

Assumed vs Traditional Mortgage

Assumed @ 5%
$603/mo
Traditional @ 7.15%
$787/mo
You save $184/month ($2,208/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6610709

Listing From: northstar

Last updated: Nov 22, 2024 05:02pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5%
7.15%

Principal & Interest

$603 /mo
$759 /mo
$74,368 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,448 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $143,448!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$76,552
Your Cash:$143,448
Total Purchase Price:$220,000

Assumed vs Traditional Mortgage

Assumed @ 5%
$603/mo
Traditional @ 7.15%
$787/mo
You save $184/month ($2,208/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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