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Closed
Closed

$655,000

($365,454 down)
VA

4002 E RENEE Drive, Phoenix, AZ 85050

4
2
2,053 sqft
PITI Monthly
$1,986.22 /mo

Listing courtesy of: Rebekah Liperote, Redfin Corporation

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,556 /mo
$2,353 /mo
$93,398 in interest paid off

What's Special

STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
SPRINKLER SYSTEM
NO HOA
NEW ROOF. Assumable loan 3.5% Interest. NO HOA! CORNER LOT! Pristine & Beautiful 4 bed 2 bath single level home w/ a 2 car garage & a pool.
Windows, HVAC, Pool pump, landscaping, & sprinkler system replaced in 2022, gas water heater in 2023. The home has alarm & water filtration system.
Walk up to the paver pathway to the front door. Artificial turf looks perfectly manicured all year round. This home is unique & well loved & taken care of.
Vaulted ceilings w/ the kitchen open to the family room. Lots of windows & natural lighting. Beautiful white cabinets, stainless steel applian... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.46
Remaining Loan Term
21 years, 6 months
Monthly PITI
$1,986.22/mo
Estimated Loan Balance
$441,716
Cash to close
$365,454
Interest Paid
$93,398

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat, Refrigeration
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1996
Details
  • Builder: Centex Homes

Community & HOA

Community
  • Subdivision: NORTH COLONY PLACE
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $319.05
  • Tax Annual Amount: $3158
  • On Market Date: Jun 20, 2024
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Savings Calculator

Current cash to close is $365,454 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$
0%20%50%

You cover the entire equity of $365,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$289,546
Your Cash:$365,454
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,556/mo
Traditional @ 7.15%
$2,440/mo
You save $884/month ($10,608/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6720203

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jan 16, 2025 11:30pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,556 /mo
$2,353 /mo
$93,398 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $365,454 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$
0%20%50%

You cover the entire equity of $365,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$289,546
Your Cash:$365,454
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,556/mo
Traditional @ 7.15%
$2,440/mo
You save $884/month ($10,608/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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