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Closed
Closed

$399,900

($55,424 down)
VA

40237 N LA CANTERA Drive, Phoenix, AZ 85086

2
2
1,454 sqft
PITI Monthly
$2,334.77 /mo

Listing courtesy of: David B Schenck, HomeSmart

Assumed Rate

5.67%
7.15%

Principal & Interest

$2,024 /mo
$2,363 /mo
$43,990 in interest paid off

What's Special

GATED COMMUNITY
PATIO
FITNESS CENTER
Live in the security of this Gated Community, Anthem Country Club. Security guards, private streets. Conveniently located near back gate. Dine at 2
restaurants, play golf at 2 golf courses, tennis, fitness centers, pools, biking & walking paths. This floorplan has 2 bedrooms and a 3rd bonus room that
can be a den/office or 3rd bedroom if you enclose a closet. Impeccable kitchen features Corian counters, lots of Cherrywood cabinets w/crown
moulding, Stainless appliances, and a two-tier breakfast bar. Low maint landscaping, covered patio, Freshly painted exterior, AC replaced.... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.67
Remaining Loan Term
27 years, 9 months
Monthly PITI
$2,334.77/mo
Estimated Loan Balance
$345,653
Cash to close
$55,424
Interest Paid
$43,990

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Pulte Homes

Community & HOA

Community
  • Subdivision: ANTHEM UNIT 32
  • Features: Gated Community
HOA
  • Has HOA: Yes
  • HOA Name: Anthem Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $211
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $275.03
  • Tax Annual Amount: $1932
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $55,424 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$
0%20%50%

You cover the entire equity of $55,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.67% Sellers Rate
$344,476
Your Cash$55,424
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 5.67%
$2,024/mo
Traditional @ 7.15%
$2,451/mo
You save $427/month ($5,125/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6491134

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Apr 05, 2024 02:44pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.67%
7.15%

Principal & Interest

$2,024 /mo
$2,363 /mo
$43,990 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,424 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$
0%20%50%

You cover the entire equity of $55,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.67% Sellers Rate
$344,476
Your Cash$55,424
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 5.67%
$2,024/mo
Traditional @ 7.15%
$2,451/mo
You save $427/month ($5,125/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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