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Closed
Closed

$429,000

($229,675 down)
VA

403 W ST MORITZ Drive, Payson, AZ 85541

3
2
1,521 sqft
PITI Monthly
$1,413.47 /mo

Listing courtesy of: Jon Deonise, Deonise Real Estate Services

Assumed Rate

3.92%
7.15%

Principal & Interest

$1,087 /mo
$1,553 /mo
$61,492 in interest paid off

What's Special

VAULTED CEILINGS
WALK-IN CLOSET
DOUBLE VANITY
DECK
CUL-DE-SAC
Beautiful Rim Country home situated in Payson's desirable Alpine Village neighborhood. This bright 3BR/2BA home features travertine flooring, kitchen
tile counters, central A/C, central heat, large eat in kitchen with bay window, vaulted ceilings in LR and DR, master bedroom with walk-in closet, double
vanity and private access to back deck, located on quiet semi cul-de-sac, large garage with shop sink, sizable partially covered back deck, numerous
towering Ponderosa Pines provide that ''in the woods'' feel, fully fenced backyard, quality built storage shed, security screen doors throug... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.92
Remaining Loan Term
22 years, 8 months
Monthly PITI
$1,413.47/mo
Estimated Loan Balance
$204,451
Cash to close
$229,675
Interest Paid
$61,492

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Stone

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: ALPINE VILLAGE 1
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $282.05
  • Tax Annual Amount: $2112
  • On Market Date: Sep 17, 2024
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Savings Calculator

Current cash to close is $229,675 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$
0%20%50%

You cover the entire equity of $229,675!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$199,325
Your Cash:$229,675
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$1,087/mo
Traditional @ 7.15%
$1,611/mo
You save $524/month ($6,286/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6758260

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Dec 04, 2024 11:35pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.92%
7.15%

Principal & Interest

$1,087 /mo
$1,553 /mo
$61,492 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $229,675 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$
0%20%50%

You cover the entire equity of $229,675!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$199,325
Your Cash:$229,675
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$1,087/mo
Traditional @ 7.15%
$1,611/mo
You save $524/month ($6,286/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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