Property SearchContact
OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
primary-1
primary-2primary-3
Closed
Closed

$449,000

($237,110 down)
FHA

40415 Gold Nugget Drive, Deer Trail, CO 80105

4
3
1,860 sqft
PITI Monthly
$1,642.08 /mo

Listing courtesy of: Kerron Stokes, RE/MAX Leaders

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,201 /mo
$1,606 /mo
$68,335 in interest paid off

What's Special

HARDWOOD FLOORS
DECK
Great home with room to roam! 4 bed/3 bath home on 15.5 acres with views of the mountains and front range. Stainless appliances, hardwood floors,
two primary bedrooms. The Seller has updated the deck, roof, windows, well pump and some of the appliances in the past 5 years. Gradual sloping
property lends itself to the beauty of the Colorado mountains while providing the room for horses and other live stock. The property includes 2 loafing
sheds, and two pastures. Bridal Easements abound through wooded and open land. Walk-out basement is bright an open. So many option... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.47
Remaining Loan Term
23 years, 2 months
Monthly PITI
$1,642.08/mo
Estimated Loan Balance
$232,300
Cash to close
$237,110
Interest Paid
$68,335

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Fenced Pasture, Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chaparral
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Deer Trail

Financial Details

  • Price per Sqft: $241.4
  • Tax Annual Amount: $1473
  • On Market Date: Jun 21, 2024
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,110 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$
0%20%50%

You cover the entire equity of $237,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$211,890
Your Cash:$237,110
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,201/mo
Traditional @ 7.15%
$1,666/mo
You save $465/month ($5,585/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2147848

Listing From: recolorado

Last updated: Oct 01, 2024 06:08pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,201 /mo
$1,606 /mo
$68,335 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,110 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$
0%20%50%

You cover the entire equity of $237,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$211,890
Your Cash:$237,110
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,201/mo
Traditional @ 7.15%
$1,666/mo
You save $465/month ($5,585/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway HomeServices California Realty
Agent/Broker
Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
Resources
Apply to Assume
Navigate
BuyersSellersRealtorsBlogsContact
Get in Touch
(213) 505-2098berkshiresc@fyremail.net
Powered By UMe.

© 2025 Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices California Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
May, 17 2025

equal-housing

Berkshire Hathaway HomeServices California Realty © 2025 is committed to and abides by the Fair Housing Act of Equal Opportunity.

Terms and ConditionsPrivacy PolicySitemap

Get Started Now

Discover the power of assumable homes

​
​
​
​
I am a...
​
Who referred you?
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now