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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$209,900

($76,253 down)
FHA

40 Geranium Avenue W, Saint Paul, MN 55117

3
2
1,758 sqft
PITI Monthly
$1,369.79 /mo

Listing courtesy of: , Home Sellers

Assumed Rate

4.17%
7.15%

Principal & Interest

$766 /mo
$1,061 /mo
$48,518 in interest paid off

What's Special

This bungalow-style home, with 3 bedrooms, 2 bathrooms, and 1,758 sq ft across 1.5 stories, offers plenty of potential. Featuring a 2-car garage, a
welcoming front porch, and recent updates such as a newer water heater, main bathroom air vent, and thermostat, this property is ready for someone
to bring it back to its full potential.
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
22 years, 0 months
Monthly PITI
$1,369.79/mo
Estimated Loan Balance
$160,635
Cash to close
$76,253
Interest Paid
$48,518

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Hot Water, Radiant
Features
  • Materials: Fiber Board, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Board, Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1923
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Stinsons Rice Street, Addition
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $119.4
  • Tax Annual Amount: $4116
  • On Market Date: Nov 01, 2024
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Savings Calculator

Current cash to close is $76,253 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$
0%20%50%

You cover the entire equity of $76,253!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$133,647
Your Cash$76,253
Total Purchase Price:$209,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$766/mo
Traditional @ 7.15%
$1,101/mo
You save $335/month ($4,021/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6626108

Listing From: northstar

Last updated: Dec 20, 2024 10:32pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$766 /mo
$1,061 /mo
$48,518 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,253 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$
0%20%50%

You cover the entire equity of $76,253!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$133,647
Your Cash$76,253
Total Purchase Price:$209,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$766/mo
Traditional @ 7.15%
$1,101/mo
You save $335/month ($4,021/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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