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Closed
Certified
Closed

$380,000

($71,035 down)
VA

4151 E JASPER Drive, Gilbert, AZ 85296

2
2
1,187 sqft
PITI Monthly
$1,651.07 /mo

Listing courtesy of: Ray Whitby, Raymond E Whitby

Assumed Rate

3.125%
7.15%

Principal & Interest

$1,424 /mo
$2,246 /mo
$37,467 in interest paid off

What's Special

SHOPPING
DINING
GRANITE COUNTERTOPS
COMMUNITY POOL
PLAYGROUND
Amazing Tuscan Style tri-level townhome in the Gardens Community of Gilbert. Home is within walking distance to one of the community pools. The
kitchen boasts sparkling SS appliances, granite countertops, ample cabinetry, backsplash, and a breakfast bar. The main bedroom includes a full
bathroom for your convenience. On the 3rd floor, you'll find a loft in where you can relax after a long & busy day. & 2nd bedroom and full bath. Unit
also has a two car tandem garage. THIS PROPERTY HAS A VA 3.125% ASSUMABLE LOAN! Gardens offer 3 community pools, picnic Rama... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.125
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,651.07/mo
Estimated Loan Balance
$320,149
Cash to close
$71,035
Interest Paid
$37,467

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: No Fireplace
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Other
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Classic Homes

Community & HOA

Community
  • Subdivision: GARDENS PARCEL 5 CONDOMINIUM AMD
  • Features: Community Spa, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Gardens Parcel 5
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $320.13
  • Tax Annual Amount: $922
  • On Market Date: Aug 09, 2024
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Savings Calculator

Current cash to close is $71,035 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$
0%20%50%

You cover the entire equity of $71,035!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.125% Sellers Rate
$308,966
Your Cash$71,035
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.125%
$1,424/mo
Traditional @ 7.15%
$2,329/mo
You save $905/month ($10,860/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6741846

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Apr 14, 2025 05:27pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.125%
7.15%

Principal & Interest

$1,424 /mo
$2,246 /mo
$37,467 in interest paid off
Inquire about this property
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​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,035 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$
0%20%50%

You cover the entire equity of $71,035!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.125% Sellers Rate
$308,966
Your Cash$71,035
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.125%
$1,424/mo
Traditional @ 7.15%
$2,329/mo
You save $905/month ($10,860/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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