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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$200,000

($123,985 down)
FHA

427 2nd Street S, Wahpeton, ND 58075

3
2
1,384 sqft
PITI Monthly
$801.53 /mo

Listing courtesy of: , eXp Realty (219 WF)

Assumed Rate

3.9%
7.15%

Principal & Interest

$445 /mo
$637 /mo
$32,618 in interest paid off

What's Special

FRESH PAINT
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
Welcome to this beautifully updated 3-bed, 2-bath, 1 1/2-story home! Once inside, the modern charm with fresh paint & newer vinyl windows
throughout is more of a reason you won't want to leave. The updated kitchen features stainless steel appliances, freshly painted cabinets, & new vinyl
plank floors, creating a stylish and functional space. You'll also enjoy the main floor bedroom with new vinyl plank floors & an updated full bathroom.
Upstairs, you will find two more spacious bedrooms & an additional bathroom, perfect for family or guests. The lower level offers addition... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
20 years, 2 months
Monthly PITI
$801.53/mo
Estimated Loan Balance
$76,408
Cash to close
$123,985
Interest Paid
$32,618

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Roots
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Wahpeton

Financial Details

  • Price per Sqft: $144.51
  • Tax Annual Amount: $1682
  • On Market Date: Jun 26, 2024
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Savings Calculator

Current cash to close is $123,985 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$
0%20%50%

You cover the entire equity of $123,985!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$76,015
Your Cash:$123,985
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$445/mo
Traditional @ 7.15%
$660/mo
You save $216/month ($2,589/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6549536

Listing From: northstar

Last updated: Oct 26, 2024 02:45am

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$445 /mo
$637 /mo
$32,618 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,985 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$
0%20%50%

You cover the entire equity of $123,985!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$76,015
Your Cash:$123,985
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$445/mo
Traditional @ 7.15%
$660/mo
You save $216/month ($2,589/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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