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$499,000

($203,791 down)
VA

43141 Ruth Lane, Lancaster, CA 93536

4
3
2,185 sqft
PITI Monthly
$1,766.86 /mo

Listing courtesy of: Patsy Clevenger, Keller Williams Realty Westside

Assumed Rate

3.81%
7.15%

Principal & Interest

$1,600 /mo
$2,317 /mo
$90,863 in interest paid off

What's Special

SPACIOUS
MODERN
FIREPLACE
SOAKING TUB
SEPARATE SHOWER
PATIO
CUL-DE-SAC
Welcome to this popular Single Story Harris Home featuring an open floor plan that effortlessly combines modern elegance with functional design.
Once you enter you will find a lovely formal living area, a spacious kitchen with ample counter space and cabinets, along with a breakfast bar for those
quick meals .Adjacent to the kitchen is a great room with fireplace that offers a warm and inviting atmosphere for gatherings. The primary suite
features a large walk in closet, spacious en suite that features a soaking tub, separate shower and dual sinks. A second bedroom also fea... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.81
Remaining Loan Term
22 years, 6 months
Monthly PITI
$1,766.86/mo
Estimated Loan Balance
$296,528
Cash to close
$203,791
Interest Paid
$90,863

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 2008
Details
  • Builder: Harris Homes

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Valley
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $228.38
  • Tax Annual Amount: $
  • On Market Date: Jul 28, 2024
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Savings Calculator

Current cash to close is $203,791 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$
0%20%50%

You cover the entire equity of $203,791!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$295,209
Your Cash$203,791
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$1,600/mo
Traditional @ 7.15%
$2,403/mo
You save $803/month ($9,634/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24155087

Listing From:

Last updated: Sep 03, 2024 11:21pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.81%
7.15%

Principal & Interest

$1,600 /mo
$2,317 /mo
$90,863 in interest paid off
Inquire about this property
​
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​
​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,791 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$
0%20%50%

You cover the entire equity of $203,791!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$295,209
Your Cash$203,791
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$1,600/mo
Traditional @ 7.15%
$2,403/mo
You save $803/month ($9,634/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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