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Closed
Closed

$650,000

($319,147 down)
FHA

439 Aspen Drive, Bailey, CO 80421

3
2
2,009 sqft
PITI Monthly
$2,536.85 /mo

Listing courtesy of: Kay Bohan, LIV Sotheby's International Realty

Assumed Rate

4.63%
7.15%

Principal & Interest

$1,894 /mo
$2,487 /mo
$104,748 in interest paid off

What's Special

FIREPLACE
HOME OFFICE
DECK
PATIO
MOUNTAIN VIEWS
COZY
Tucked into the Foothills of The Rocky Mountains your shire awaits! Pride of Ownership throughout the home and truly turn key ready. Open sunny floor
plan with amazing mountain views! Imagine evenings on your private deck watching the wildlife and sunsets glistening off the mountain peaks. The
amazing fireplace in the living room sets the tone for cozy evenings! All of the homes major items have been updated to include Vinyl flooring
throughout the main level, carpet, updated lighting, stove, hot water heater, furnace, patio and stone pathway, roof & gutters in 2023 o... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.63
Remaining Loan Term
23 years, 6 months
Monthly PITI
$2,536.85/mo
Estimated Loan Balance
$436,007
Cash to close
$319,147
Interest Paid
$104,748

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Mountain Contemporary
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Elk Creek Highlands
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bailey

Financial Details

  • Price per Sqft: $323.54
  • Tax Annual Amount: $1982
  • On Market Date: Aug 08, 2024
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Savings Calculator

Current cash to close is $319,147 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$
0%20%50%

You cover the entire equity of $319,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$330,853
Your Cash$319,147
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$1,894/mo
Traditional @ 7.15%
$2,580/mo
You save $685/month ($8,225/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2870124

Listing From: recolorado

Last updated: Feb 26, 2025 07:17pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.63%
7.15%

Principal & Interest

$1,894 /mo
$2,487 /mo
$104,748 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $319,147 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$
0%20%50%

You cover the entire equity of $319,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$330,853
Your Cash$319,147
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$1,894/mo
Traditional @ 7.15%
$2,580/mo
You save $685/month ($8,225/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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