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Closed
Closed

$450,000

($227,644 down)
FHA

44538 W CANYON CREEK Drive, Maricopa, AZ 85139

5
3
3,348 sqft
PITI Monthly
$1,815.94 /mo

Listing courtesy of: Carole Hewitt, Homie

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,213 /mo
$1,738 /mo
$69,123 in interest paid off

What's Special

SHOPPING
DINING
SPACIOUS
PATIO
COMMUNITY POOL
PLAYGROUND
COZY
LOW HOA FEES
Located in Maricopa's Cobblestone Farms, this 3,346 sq ft home is competitively priced for the bit of updating needed. Plenty of room, featuring five
bedrooms, an office, and a versatile area that can serve as a formal dining room or cozy living room. The large backyard is a blank canvas, complete
with a private pool, perfect for adding personal touches like a garden or enhanced patio area. With low HOA fees, access to a community pool, spa, and
playground, plus proximity to top schools and shopping, this property offers a unique opportunity for those looking to make a house truly t... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 7 months
Monthly PITI
$1,815.94/mo
Estimated Loan Balance
$325,178
Cash to close
$227,644
Interest Paid
$69,123

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Other, Laminate, Concrete

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary, Santa Barbara/Tuscan
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: COBBLESTONE FARMS PARCEL III
  • Features: Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Cobblestone Farms
  • HOA Amenities: Unknown
  • HOA Fee: $362
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $134.41
  • Tax Annual Amount: $3044
  • On Market Date: Aug 16, 2024
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Savings Calculator

Current cash to close is $227,644 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
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0%20%50%

You cover the entire equity of $227,644!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$222,356
Your Cash:$227,644
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,213/mo
Traditional @ 7.15%
$1,802/mo
You save $589/month ($7,067/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6744866

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Feb 03, 2025 03:33pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,213 /mo
$1,738 /mo
$69,123 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $227,644 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$
0%20%50%

You cover the entire equity of $227,644!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$222,356
Your Cash:$227,644
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,213/mo
Traditional @ 7.15%
$1,802/mo
You save $589/month ($7,067/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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