Property SearchContact
OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
primary-1
primary-2primary-3
Closed
Closed

$550,000

($31,919 down)
VA

445 Homestead Lane, Johnstown, CO 80534

4
3
2,140 sqft
PITI Monthly
$3,475.25 /mo

Listing courtesy of: Steven Norris, eXp Realty, LLC

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,948 /mo
$3,613 /mo
$77,700 in interest paid off

What's Special

SERENE
DINING
SPACIOUS
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
MASTER SUITE
FINISHED BASEMENT
HOME OFFICE
PATIO
LANDSCAPED
Being Taken Off For just a little bit: Any Questions please contact the Agent Steven Norris | Virtual Tour Link |
https://app.cloudpano.com/tours/Yd2_6d9N_hJN?mls=1&sceneId=ZiAuIWDrzk |
5% ASSUMABLE LOAN | Ask about our lender rates that are on average 1% or more lower than everyone else | This beautiful home offers the perfect
escape from the hustle and bustle of Denver, providing a serene lifestyle without sacrificing convenience. Nestled in a peaceful neighbor... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,475.25/mo
Estimated Loan Balance
$518,768
Cash to close
$31,919
Interest Paid
$77,700

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2012
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Farms
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Johnstown Farms Homeowners Ass
  • HOA Amenities: Unknown
  • HOA Fee: $324
  • HOA Frequency: $Annually
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $257.01
  • Tax Annual Amount: $4331
  • On Market Date: Jun 28, 2024
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,919 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$
0%20%50%

You cover the entire equity of $31,919!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$518,081
Your Cash$31,919
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,948/mo
Traditional @ 7.15%
$3,748/mo
You save $800/month ($9,606/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3695874

Listing From: recolorado

Last updated: Aug 30, 2024 08:09pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,948 /mo
$3,613 /mo
$77,700 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,919 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$
0%20%50%

You cover the entire equity of $31,919!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$518,081
Your Cash$31,919
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,948/mo
Traditional @ 7.15%
$3,748/mo
You save $800/month ($9,606/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway HomeServices California Realty
Agent/Broker
Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
Resources
Apply to Assume
Navigate
BuyersSellersRealtorsBlogsContact
Get in Touch
(213) 505-2098berkshiresc@fyremail.net
Powered By UMe.

© 2025 Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices California Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
May, 16 2025

equal-housing

Berkshire Hathaway HomeServices California Realty © 2025 is committed to and abides by the Fair Housing Act of Equal Opportunity.

Terms and ConditionsPrivacy PolicySitemap

Get Started Now

Discover the power of assumable homes

​
​
​
​
I am a...
​
Who referred you?
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now