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Closed
Closed

$370,000

($52,583 down)
FHA

45129 W ZION Road, Maricopa, AZ 85139

4
3
2,424 sqft
PITI Monthly
$2,547.07 /mo

Listing courtesy of: David Morgan, HomeSmart Premier

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,975 /mo
$2,198 /mo
$48,982 in interest paid off

What's Special

WALK-IN CLOSET
SOLAR PANELS
Wonderful 2020-built home in Alterra featuring 4 bedrooms PLUS a den PLUS a loft, and a 2-car garage. The entire downstairs has vinyl plank flooring,
and you'll find a neutral palette throughout. The kitchen features white cabinets, granite counters, and stainless appliances including the fridge. R/O
system and water softener also convey. The master bedroom features soft carpeting, an ensuite with double sinks, and a walk-in closet. Outdoors,
you'll find a HUGE backyard with plenty of space for crafting your dream oasis. And the solar panels will save you thousands of $$$$ ever... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.11
Remaining Loan Term
27 years, 6 months
Monthly PITI
$2,547.07/mo
Estimated Loan Balance
$319,530
Cash to close
$52,583
Interest Paid
$48,982

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: WJH

Community & HOA

Community
  • Subdivision: ALTERRA SOUTH
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Alterra
  • HOA Amenities: Unknown
  • HOA Fee: $68.5
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $152.64
  • Tax Annual Amount: $2303
  • On Market Date: Oct 06, 2024
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Savings Calculator

Current cash to close is $52,583 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$
0%20%50%

You cover the entire equity of $52,583!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$317,417
Your Cash$52,583
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,975/mo
Traditional @ 7.15%
$2,280/mo
You save $306/month ($3,669/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6767339

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Oct 06, 2024 05:13am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,975 /mo
$2,198 /mo
$48,982 in interest paid off
Inquire about this property
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​
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​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,583 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$
0%20%50%

You cover the entire equity of $52,583!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$317,417
Your Cash$52,583
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,975/mo
Traditional @ 7.15%
$2,280/mo
You save $306/month ($3,669/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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