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Closed
Closed

$799,000

($477,590 down)
VA

4523 E HEARN Road, Phoenix, AZ 85032

4
3
2,716 sqft
PITI Monthly
$2,059.95 /mo

Listing courtesy of: Eugene M Montemore, Launch Powered By Compass

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,565 /mo
$2,363 /mo
$58,611 in interest paid off

What's Special

SHOPPING
DINING
FIREPLACE
PATIO
SAFE
Versatile floorplan with many upgrades, vaulted wood beam living room ceilings, dual pane windows, open & bright kitchen w/ bar island & gas range.
Primary bedroom features fireplace & custom privacy wall. H2O heater & HVAC unit replaced in 2020. Very private back yard is highlighted by TV
hookup under covered patio, large pool, grassy area, playhouse & greenhouse. Lot has plenty of parking for RV, extra vehicles & toys: 3 car garage,
side storage area & 2 RV gates. 4'' recessed lights, WIFI thermostat, large mud/laundry room, & 12.6kw solar system. Sellers will consider ... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
24 years, 11 months
Monthly PITI
$2,059.95/mo
Estimated Loan Balance
$323,306
Cash to close
$477,590
Interest Paid
$58,611

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Family Room, Master Bedroom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Diving Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Siding, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder: Coventry Homes

Community & HOA

Community
  • Subdivision: ROYAL ESTATES EAST
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $294.18
  • Tax Annual Amount: $3337
  • On Market Date: Jan 13, 2024
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Savings Calculator

Current cash to close is $477,590 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$
0%20%50%

You cover the entire equity of $477,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$321,410
Your Cash:$477,590
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,565/mo
Traditional @ 7.15%
$2,451/mo
You save $886/month ($10,631/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6644544

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Mar 05, 2024 09:07am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,565 /mo
$2,363 /mo
$58,611 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $477,590 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$
0%20%50%

You cover the entire equity of $477,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$321,410
Your Cash:$477,590
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,565/mo
Traditional @ 7.15%
$2,451/mo
You save $886/month ($10,631/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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