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Closed
Closed

$470,000

($158,681 down)
FHA

4575 Garrison Street, Wheat Ridge, CO 80033

2
1
1,160 sqft
PITI Monthly
$2,404.94 /mo

Listing courtesy of: Skylar Visnack, Keller Williams Realty Urban Elite

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,736 /mo
$2,440 /mo
$107,196 in interest paid off

What's Special

SHOPPING
DINING
MODERN
HARDWOOD FLOORS
FIREPLACE
PATIO
MATURE TREES
CHARMING
COZY
Welcome to 4575 Garrison Street, a charming residence located in the heart of Wheat Ridge, CO. This beautiful home offers a perfect blend of modern
amenities and classic appeal, making it an ideal choice for anyone seeking comfort and convenience. The open-concept living space is bathed in
natural light, creating a warm and inviting atmosphere. Hardwood floors and a cozy fireplace enhance the living room, making it the perfect spot to
relax or entertain. The kitchen boasts stainless butcher block countertops and natural wood cabinetry. The adjacent dining area is perfect ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
22 years, 1 months
Monthly PITI
$2,404.94/mo
Estimated Loan Balance
$329,737
Cash to close
$158,681
Interest Paid
$107,196

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Block, Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log, Insert, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Block, Brick
  • Roof: Composition
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bel Aire
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Wheat Ridge

Financial Details

  • Price per Sqft: $405.17
  • Tax Annual Amount: $2962
  • On Market Date: Jun 08, 2024
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Savings Calculator

Current cash to close is $158,681 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$
0%20%50%

You cover the entire equity of $158,681!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$311,319
Your Cash$158,681
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,736/mo
Traditional @ 7.15%
$2,531/mo
You save $796/month ($9,551/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2630000

Listing From: recolorado

Last updated: Oct 01, 2024 06:07pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,736 /mo
$2,440 /mo
$107,196 in interest paid off
Inquire about this property
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $158,681 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$
0%20%50%

You cover the entire equity of $158,681!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$311,319
Your Cash$158,681
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,736/mo
Traditional @ 7.15%
$2,531/mo
You save $796/month ($9,551/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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