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$360,000

($179,922 down)
VA

4629 N 78TH Drive, Phoenix, AZ 85033

4
2
1,505 sqft
PITI Monthly
$1,105.78 /mo

Listing courtesy of: Joe Bourland, eXp Realty

Assumed Rate

3.16%
7.15%

Principal & Interest

$863 /mo
$1,355 /mo
$28,639 in interest paid off

What's Special

DINING
VAULTED CEILINGS
PATIO
NO HOA
VAULTED CEILINGS SOLAR NO HOA All your wants wrapped up into one home. Single story 4 bedroom, 2 bathrooms with 2 car garage. Large format
square tile flooring throughout. Living area includes ceiling fan, vaulted ceiling and lots of natural lighting. Kitchen is large and open with a dining area.
Smooth top stainless-steel oven and microwave. Master bedroom with ceiling fan, wall length 4 door closet, newer cabinet vanity and walk in shower.
Additional 3 bedrooms include ceiling fans and tile floors. No carpet anywhere! Backyard includes full length patio, firepit, RV gate and sto... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,105.78/mo
Estimated Loan Balance
$181,239
Cash to close
$179,922
Interest Paid
$28,639

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: PONDEROSA HOMES WEST UNIT TWO
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $239.2
  • Tax Annual Amount: $1109
  • On Market Date: May 01, 2025
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Savings Calculator

Current cash to close is $179,922 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
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0%20%50%

You cover the entire equity of $179,922!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$180,078
Your Cash$179,922
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$863/mo
Traditional @ 7.15%
$1,406/mo
You save $542/month ($6,508/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6859724

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: May 12, 2025 10:30pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$863 /mo
$1,355 /mo
$28,639 in interest paid off
Inquire about this property
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​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,922 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$
0%20%50%

You cover the entire equity of $179,922!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$180,078
Your Cash$179,922
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$863/mo
Traditional @ 7.15%
$1,406/mo
You save $542/month ($6,508/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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