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Closed
Closed

$530,000

($426,807 down)
FHA

4643 E SHAPINSAY Drive, San Tan Valley, AZ 85140

4
3
3,459 sqft
PITI Monthly
$1,308.37 /mo

Listing courtesy of: Sheila James, Arizona Choice Realty

Assumed Rate

6%
7.15%

Principal & Interest

$883 /mo
$995 /mo
$122,965 in interest paid off

What's Special

SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
NEED SPACE‼️ Check out this beautiful 2 story —One of the largest models - w/Separate Living & Dining room and a Very Large
Family room open to eat-in Kitchen w/Stainless Steel appliances and Large Island & Granite Counters. Walk-in Pantry. Double Door Den/Office with exit
to back yard. UPSTAIRS enjoy the approx 19.3 x 16.9ft LOFT. 3 Spacious Bedrooms share Hall Bath — split Master bedroom approx 27.5 x 19ft has
Double Sinks, Separate Tub /Shower and x-tra Large Walk-in Closet. 2022 HVAC & Water Heater. Covered Patio. Large Backyard ready fo... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6
Remaining Loan Term
13 years, 11 months
Monthly PITI
$1,308.37/mo
Estimated Loan Balance
$104,283
Cash to close
$426,807
Interest Paid
$122,965

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Electric, Ceiling
Features
  • Materials: Brick Veneer, Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Brick Veneer, Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: KB HOMES

Community & HOA

Community
  • Subdivision: CASTLEGATE PARCEL 6
  • Features: Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Castlegate Community
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $153.22
  • Tax Annual Amount: $1852
  • On Market Date: Dec 29, 2023
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Savings Calculator

Current cash to close is $426,807 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$
0%20%50%

You cover the entire equity of $426,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
$103,193
Your Cash:$426,807
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 6%
$883/mo
Traditional @ 7.15%
$1,032/mo
You save $149/month ($1,786/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6642064

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jul 22, 2024 03:08pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6%
7.15%

Principal & Interest

$883 /mo
$995 /mo
$122,965 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $426,807 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$
0%20%50%

You cover the entire equity of $426,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
$103,193
Your Cash:$426,807
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 6%
$883/mo
Traditional @ 7.15%
$1,032/mo
You save $149/month ($1,786/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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