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Closed
Closed

$225,000

($47,646 down)
VA

4820 N 89TH Avenue UNIT 55, Phoenix, AZ 85037

2
2
803 sqft
PITI Monthly
$982.12 /mo

Listing courtesy of: Aracely Caraveo, eXp Realty

Assumed Rate

2.98%
7.15%

Principal & Interest

$796 /mo
$1,278 /mo
$20,319 in interest paid off

What's Special

SHOPPING
ENTERTAINMENT
DINING
STAINLESS STEEL APPLIANCES
PATIO
BACK ON MARKET, BUYER COULD NOT PERFORM! This 2 Bedroom townhome has Dual Master Bedrooms with En Suites and Walk in Closets. The
Kitchen has Quartz Counters, Soft Close Cabinetry, Subway Backsplash, Stainless Steel Appliances, Plank Wood Look Tile, Upgraded Fixtures and Ceiling
fans. The Covered Patio has a Sliding Glass Door, and addl Storage. Close to Shopping, Dining and Entertainment. Westgate and Cardinals Stadium
within a couple miles.
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 3 months
Monthly PITI
$982.12/mo
Estimated Loan Balance
$177,709
Cash to close
$47,646
Interest Paid
$20,319

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile, Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style: Other (See Remarks)
Materials
  • Painted, Stucco, Block
  • Roof: Tile, Built-Up
Condition
  • Year Built: 1983
Details
  • Builder: unkwn

Community & HOA

Community
  • Subdivision: VISTA DE OESTE CONDOMINIUMS UNIT 2 PHASE 1
  • Features: Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: Viste De Oeste
  • HOA Amenities: Unknown
  • HOA Fee: $203
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $280.2
  • Tax Annual Amount: $435
  • On Market Date: Feb 24, 2024
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Savings Calculator

Current cash to close is $47,646 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
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0%20%50%

You cover the entire equity of $47,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$177,354
Your Cash$47,646
Total Purchase Price:$225,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$796/mo
Traditional @ 7.15%
$1,326/mo
You save $530/month ($6,360/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6666788

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jul 18, 2024 07:21pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$796 /mo
$1,278 /mo
$20,319 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,646 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$
0%20%50%

You cover the entire equity of $47,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$177,354
Your Cash$47,646
Total Purchase Price:$225,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$796/mo
Traditional @ 7.15%
$1,326/mo
You save $530/month ($6,360/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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