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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Pending
Pending

$490,000

($114,141 down)
VA

491 Homestead Lane, Johnstown, CO 80534

3
2
1,525 sqft
PITI Monthly
$2,171.06 /mo

Listing courtesy of: Elizabeth Shields, Coldwell Banker Realty-NOCO

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,670 /mo
$2,742 /mo
$44,529 in interest paid off

What's Special

LOCATION
SPACIOUS
MODERN
VAULTED CEILINGS
FINISHED BASEMENT
BACK ON THE MARKET DUE TO NO FAULT OF THE HOME! Buyers terminated due to HOA and motorhome rules. Do not miss this opportunity, This
home has a 2.75% assumable loan. Please contact listing agent for more info! Welcome to this beautifully updated 3-bedroom, 2-bathroom ranch
home located in Johnstown Farms boasting a fresh modern appeal. Recent updates, featuring updated bathrooms, plush carpeting, and and peace of
mind with an installed radon mitigation. Stunning quartz countertops complement the vaulted ceilings, creating a spacious and inviting at... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,171.06/mo
Estimated Loan Balance
$378,218
Cash to close
$114,141
Interest Paid
$44,529

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Farms
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Johnstown Farms Hoa 303-420-44
  • HOA Amenities: Unknown
  • HOA Fee: $118
  • HOA Frequency: $Quarterly
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $321.31
  • Tax Annual Amount: $4008
  • On Market Date: Jul 13, 2024
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Savings Calculator

Current cash to close is $114,141 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$
0%20%50%

You cover the entire equity of $114,141!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$375,859
Your Cash$114,141
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,670/mo
Traditional @ 7.15%
$2,844/mo
You save $1,174/month ($14,088/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1014255

Listing From: recolorado

Last updated: May 16, 2025 03:51am

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,670 /mo
$2,742 /mo
$44,529 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,141 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$
0%20%50%

You cover the entire equity of $114,141!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$375,859
Your Cash$114,141
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,670/mo
Traditional @ 7.15%
$2,844/mo
You save $1,174/month ($14,088/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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