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Closed
Closed

$650,000

($616,807 down)
FHA

5076 Floral Drive, Ventura, CA 93001

3
2
1,408 sqft
PITI Monthly
$403.11 /mo

Listing courtesy of: Xavier Flores, Keller Williams West Ventura County

Assumed Rate

2.28%
7.15%

Principal & Interest

$160 /mo
$263 /mo
$2,960 in interest paid off

What's Special

SPACIOUS
CHARMING
Welcome home to this peaceful and tranquil Valley Vista home. The home is nestled in the West Ventura hill with 3 bedrooms, 2 baths and 1408 sqft of
living space. Ideal for a person who wants rural living outside the hustle and bustle of the big city. Features include great natural light, spacious living
room and bedrooms, and a backyard ideal for entertaining. Views of Santa Cruz Island on a clear day from the top terrace in the backyard. Come and
see this charming rural West Ventura home that is in close proximity to the Ventura beaches, Lake Casitas, Ojai, and Downtown Ventura.
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.28
Remaining Loan Term
21 years, 3 months
Monthly PITI
$403.11/mo
Estimated Loan Balance
$34,554
Cash to close
$616,807
Interest Paid
$2,960

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: AtticFan
  • Heating: Central, NaturalGas
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer, SepticTank
  • Water Source: Other
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 0
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: Shingle
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley Vista 4 - 1024
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $461.65
  • Tax Annual Amount: $8125
  • On Market Date: Sep 01, 2024
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Savings Calculator

Current cash to close is $616,807 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$
0%20%50%

You cover the entire equity of $616,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.28% Sellers Rate
$33,193
Your Cash:$616,807
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.28%
$160/mo
Traditional @ 7.15%
$271/mo
You save $111/month ($1,332/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-25524

Listing From:

Last updated: Mar 05, 2025 05:07pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.28%
7.15%

Principal & Interest

$160 /mo
$263 /mo
$2,960 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $616,807 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$
0%20%50%

You cover the entire equity of $616,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.28% Sellers Rate
$33,193
Your Cash:$616,807
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.28%
$160/mo
Traditional @ 7.15%
$271/mo
You save $111/month ($1,332/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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