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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$374,900

($167,163 down)
FHA

508 Oak Street, Windsor, CO 80550

2
1
917 sqft
PITI Monthly
$1,609.88 /mo

Listing courtesy of: Alexa Vernon, Coldwell Banker Realty- Fort Collins

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,177 /mo
$1,443 /mo
$31,033 in interest paid off

What's Special

HARDWOOD FLOORS
MATURE TREES
COZY
Welcome to down town Windsor! This 1-Story Bungalow home is located within walking distance of Downtown Main St, Windsor Lake, & Main
Community Park. The home is located on just under a 1/4 acre lot with alley access and opportunity to build an ADU of up to 950sqft! The home
features a cozy living room and office as you enter the home from the covered front porch. Kitchen with plenty of cabinets for ample storage. Guest
bedroom, full bathroom, and large laundry room. Hardwood floors throughout the home, expect the primary bedroom which has been ca... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 2 months
Monthly PITI
$1,609.88/mo
Estimated Loan Balance
$208,008
Cash to close
$167,163
Interest Paid
$31,033

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1904
Details
  • Builder:

Community & HOA

Community
  • Subdivision: KERNS
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Windsor

Financial Details

  • Price per Sqft: $408.83
  • Tax Annual Amount: $1575
  • On Market Date: May 27, 2024
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Savings Calculator

Current cash to close is $167,163 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$
0%20%50%

You cover the entire equity of $167,163!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$207,737
Your Cash$167,163
Total Purchase Price:$374,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,177/mo
Traditional @ 7.15%
$1,497/mo
You save $320/month ($3,836/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1010613

Listing From: recolorado

Last updated: Oct 01, 2024 06:05pm

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,177 /mo
$1,443 /mo
$31,033 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,163 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$
0%20%50%

You cover the entire equity of $167,163!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$207,737
Your Cash$167,163
Total Purchase Price:$374,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,177/mo
Traditional @ 7.15%
$1,497/mo
You save $320/month ($3,836/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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