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Closed
Closed

$675,000

($438,060 down)
FHA

5412 W RED BIRD Road, Phoenix, AZ 85083

5
3
3,422 sqft
PITI Monthly
$2,895.82 /mo

Listing courtesy of: David Jones, Jason Mitchell Real Estate

Assumed Rate

5.97%
7.15%

Principal & Interest

$2,100 /mo
$2,374 /mo
$304,535 in interest paid off

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
PATIO
WALKING TRAILS
PLAYGROUND
Spacious and move-in ready home in Stetson Valley with 4 bedrooms and a separate den/office downstairs, 3 full baths, a beautiful backyard with a
pool, a 2.5 car garage, a huge 19'x20' bonus room, and a loft. This home is loaded with features & upgraded finishes throughout including tile and wood
flooring, plantation shutters, raised panel cabinets, wired surround sound in family room, epoxy floors and water softener in garage, and a huge side
yard! Kitchen features 42''upper cabinets, granite counters, stainless steel appliances, gas range, walk-in pantry, and peninsula with brea... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.97
Remaining Loan Term
13 years, 0 months
Monthly PITI
$2,895.82/mo
Estimated Loan Balance
$454,135
Cash to close
$438,060
Interest Paid
$304,535

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: No Fireplace
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Lennar Homes

Community & HOA

Community
  • Subdivision: STETSON VALLEY PARCELS 18 19 24 25 26
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Stetson Valley
  • HOA Amenities: Unknown
  • HOA Fee: $279
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $197.25
  • Tax Annual Amount: $3959
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $438,060 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $438,060!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.97% Sellers Rate
$236,940
Your Cash:$438,060
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 5.97%
$2,100/mo
Traditional @ 7.15%
$2,462/mo
You save $362/month ($4,342/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6719630

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Oct 06, 2024 07:19am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.97%
7.15%

Principal & Interest

$2,100 /mo
$2,374 /mo
$304,535 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $438,060 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$
0%20%50%

You cover the entire equity of $438,060!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.97% Sellers Rate
$236,940
Your Cash:$438,060
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 5.97%
$2,100/mo
Traditional @ 7.15%
$2,462/mo
You save $362/month ($4,342/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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