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Closed
Closed

$295,000

($160,677 down)
FHA

56620 HIDDEN GOLD Drive, Yucca Valley, CA 92284

3
2
1,726 sqft
PITI Monthly
$1,366.13 /mo

Listing courtesy of: Luis Guevara, eXp Realty of Southern CA

Assumed Rate

4.05%
7.15%

Principal & Interest

$792 /mo
$1,114 /mo
$58,083 in interest paid off

What's Special

SERENE
CHARMING
SECOND HOME
Act fast to secure this charming 3-bedroom, 2-bathroom home in the coveted SKY HARBOR area of Yucca Valley, priced under $300,000! This is one of
the lowest-priced homes in the area, making it an unbeatable opportunity for immediate sale. Nestled on nearly half an acre, just moments from
Joshua Tree National Park at Black Rock Campground, this property offers endless possibilities. Whether you envision it as a vacation rental, a primary
residence, or a peaceful second home, this serene retreat is ready for your personal touch. You’ll enjoy both tranquility and practicality in ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,366.13/mo
Estimated Loan Balance
$167,391
Cash to close
$160,677
Interest Paid
$58,083

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Electric
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, WoodBurningStove
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Yucca Valley

Financial Details

  • Price per Sqft: $170.92
  • Tax Annual Amount: $3687.5
  • On Market Date: Sep 25, 2024
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Savings Calculator

Current cash to close is $160,677 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$
0%20%50%

You cover the entire equity of $160,677!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$134,323
Your Cash:$160,677
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$792/mo
Traditional @ 7.15%
$1,156/mo
You save $363/month ($4,360/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RS24199250

Listing From:

Last updated: Sep 30, 2024 05:46pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$792 /mo
$1,114 /mo
$58,083 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,677 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$
0%20%50%

You cover the entire equity of $160,677!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$134,323
Your Cash:$160,677
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$792/mo
Traditional @ 7.15%
$1,156/mo
You save $363/month ($4,360/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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