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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$325,000

($51,425 down)
FHA

610 Apache Trail UNIT B1, Ault, CO 80610

2
3
1,041 sqft
PITI Monthly
$2,050.95 /mo

Listing courtesy of: Nicole Jewell, Group Centerra

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,539 /mo
$1,940 /mo
$40,834 in interest paid off

What's Special

LUXURY
PATIO
CHARMING
Seller will be offering $5,000 in concessions. Welcome to contemporary comfort and style in this practically new end unit townhome located in the
charming town of Ault, Colorado. With 2 primary suite bedrooms and 3 bathrooms, convenience and luxury await you, including a 2-car attached
heated garage. Indulge in the elegance of high-definition laminate countertops and luxury vinyl flooring throughout the lower level. Step outside to your
fully fenced front patio and soak in the charm of this wonderful community. With so much to offer, this townhome is ready to welcome you home.
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,050.95/mo
Estimated Loan Balance
$290,509
Cash to close
$51,425
Interest Paid
$40,834

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Conestoga
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Conestoga Townhomes
  • HOA Amenities: Unknown
  • HOA Fee: $225
  • HOA Frequency: $Quarterly
Location
  • Region: Ault

Financial Details

  • Price per Sqft: $312.2
  • Tax Annual Amount: $1866
  • On Market Date: Feb 22, 2024
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Savings Calculator

Current cash to close is $51,425 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
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0%20%50%

You cover the entire equity of $51,425!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$273,575
Your Cash$51,425
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,539/mo
Traditional @ 7.15%
$2,013/mo
You save $474/month ($5,688/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1003660

Listing From: recolorado

Last updated: Apr 17, 2025 10:51am

© 2025, recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,539 /mo
$1,940 /mo
$40,834 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,425 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$
0%20%50%

You cover the entire equity of $51,425!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$273,575
Your Cash$51,425
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,539/mo
Traditional @ 7.15%
$2,013/mo
You save $474/month ($5,688/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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