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Pending
Pending

$354,900

($141,821 down)
FHA

625 6th St NE, Perham, MN 56573

3
3
2,376 sqft
PITI Monthly
$1,561.34 /mo

Listing courtesy of: , Jack Chivers Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,012 /mo
$1,575 /mo
$34,605 in interest paid off

What's Special

SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
PATIO
CHARMING
Turn-Key Perham Home – Ready for New Owners to Start Making Memories! Welcome to this charming Perham home, perfectly situated on a spacious
corner lot with a generous backyard. Picture yourself enjoying warm summer nights grilling on the expansive concrete patio, ideal for outdoor
entertaining. Inside, you'll find over 3,000 SqFt of thoughtfully designed living space, featuring 3-beds and 2-baths. The home is full of character,
offering the perfect blend of comfort and style. The primary bedroom is a true highlight, complete with a convenient ensuite bathroom an... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,561.34/mo
Estimated Loan Balance
$220,789
Cash to close
$141,821
Interest Paid
$34,605

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: East Park Add
  • Features: Other
HOA
  • Has HOA: No
Location
  • Region: Perham

Financial Details

  • Price per Sqft: $149.37
  • Tax Annual Amount: $2806
  • On Market Date: Aug 12, 2024
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Savings Calculator

Current cash to close is $141,821 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$
0%20%50%

You cover the entire equity of $141,821!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$213,079
Your Cash$141,821
Total Purchase Price:$354,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,012/mo
Traditional @ 7.15%
$1,634/mo
You save $621/month ($7,457/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6582427

Listing From: northstar

Last updated: May 06, 2025 06:24am

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,012 /mo
$1,575 /mo
$34,605 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,821 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$
0%20%50%

You cover the entire equity of $141,821!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$213,079
Your Cash$141,821
Total Purchase Price:$354,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,012/mo
Traditional @ 7.15%
$1,634/mo
You save $621/month ($7,457/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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