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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
primary-1
primary-2primary-3
Closed
Closed

$899,000

($453,484 down)
FHA

70 Ridge Crest Ct, Oakley, CA 94561

5
3
3,407 sqft
PITI Monthly
$3,458.94 /mo

Listing courtesy of: Daniel Ornelas, EXP Realty

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,963 /mo
$3,277 /mo
$52,661 in interest paid off

What's Special

OPEN CONCEPT
SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
LOWER TAX assessments!! 70 Ridge Crest Ct in Oakley introduces itself to you with 3400+ sq ft of living space on an 8000+ sq ft lot and a 3 car garage.
The first level offers a spacious, open concept, family room and kitchen, along with a study nook as well as a guest bedroom and full bath. The upper
level holds the generous Primary Bedroom with a fireplace, dual vanity, jetted tub, and walk-in closet. Of the remaining 3 bedrooms, the oversized
bedroom opposite of the Primary has the flexibility to be used as just that or turned into the office, study, home gym, whatever your imag... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,458.94/mo
Estimated Loan Balance
$502,027
Cash to close
$453,484
Interest Paid
$52,661

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco, WoodSiding
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Other
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakley

Financial Details

  • Price per Sqft: $263.87
  • Tax Annual Amount: $11237.5
  • On Market Date: Jul 19, 2024
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Savings Calculator

Current cash to close is $453,484 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$
0%20%50%

You cover the entire equity of $453,484!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$445,516
Your Cash:$453,484
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,963/mo
Traditional @ 7.15%
$3,399/mo
You save $1,436/month ($17,235/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41067112

Listing From:

Last updated: Sep 17, 2024 03:30am

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,963 /mo
$3,277 /mo
$52,661 in interest paid off
Inquire about this property
​
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​
​
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $453,484 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$
0%20%50%

You cover the entire equity of $453,484!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$445,516
Your Cash:$453,484
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,963/mo
Traditional @ 7.15%
$3,399/mo
You save $1,436/month ($17,235/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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