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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$499,000

($132,236 down)
FHA

7272 E Night Watch Way, Prescott Valley, AZ 86314

4
3
2,196 sqft
PITI Monthly
$2,852.71 /mo

Listing courtesy of: Laine E Moseley, Realty ONE Group Mt Desert

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,302 /mo
$2,519 /mo
$50,050 in interest paid off

What's Special

LOCATION
SPACIOUS
MODERN
LUXURY
COZY
Welcome to your dream home nestled in the prestigious Stone Ridge Golf Community! This captivating two-story residence boasts luxury living with its
spacious layout and prime location. As you enter, you're greeted by an inviting ambiance, highlighted by an abundance of natural light streaming
through the windows, illuminating the elegant interior. The main level features a seamless flow from room to room, offering both comfort and
functionality for everyday living and entertaining. The kitchen is complete with modern appliances, ample counter space, and stylish cabin... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 10 months
Monthly PITI
$2,852.71/mo
Estimated Loan Balance
$367,147
Cash to close
$132,236
Interest Paid
$50,050

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: Site Built Single Family
  • Architectural Style: Cottage
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Stoneridge 5
  • Features: Handicap Access - Exterior
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $75
  • HOA Frequency: $Monthly
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $227.23
  • Tax Annual Amount: $2562
  • On Market Date: Jul 17, 2024
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Savings Calculator

Current cash to close is $132,236 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$
0%20%50%

You cover the entire equity of $132,236!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$366,764
Your Cash$132,236
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,302/mo
Traditional @ 7.15%
$2,613/mo
You save $312/month ($3,741/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1066131

Listing From: paar

Last updated: Oct 08, 2024 04:07am

© 2025, paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,302 /mo
$2,519 /mo
$50,050 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,236 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$
0%20%50%

You cover the entire equity of $132,236!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$366,764
Your Cash$132,236
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,302/mo
Traditional @ 7.15%
$2,613/mo
You save $312/month ($3,741/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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