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Closed
Closed

$365,000

($133,294 down)
VA

740 W ROSAL Avenue, Apache Junction, AZ 85120

3
2
1,374 sqft
PITI Monthly
$1,314.32 /mo

Listing courtesy of: Zack S Bennett, Real Broker

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,078 /mo
$1,763 /mo
$25,545 in interest paid off

What's Special

SPACIOUS
PATIO
CUL-DE-SAC
CHARMING
COZY
ASSUMABLE VA LOAN 3.125% HOME BACK ON THE MARKET AFTER BEING PAINTED !!Home, sweet home! This charming 3-bedroom residence on a
peaceful cul-de-sac is on the market! The house displays an easy-care front yard, a 2-car garage with extended driveway, RV gate, and a cozy front
patio. The interior boasts a soft palette and neutral tile flooring throughout the main areas. Be welcomed by an inviting living room that is filled with
natural light. Continue to the spacious great room connected to the outdoors through sliding glass doors. The kitchen offers a ton of stora... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,314.32/mo
Estimated Loan Balance
$248,181
Cash to close
$133,294
Interest Paid
$25,545

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: SIERRA ENTRADA GARDEN HOMES
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Sierra Entrada
  • HOA Amenities: Unknown
  • HOA Fee: $105
  • HOA Frequency: $Quarterly
Location
  • Region: Apache Junction

Financial Details

  • Price per Sqft: $265.65
  • Tax Annual Amount: $1036
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $133,294 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$
0%20%50%

You cover the entire equity of $133,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$231,706
Your Cash$133,294
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,078/mo
Traditional @ 7.15%
$1,829/mo
You save $751/month ($9,006/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6660101

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Jun 26, 2024 07:54pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,078 /mo
$1,763 /mo
$25,545 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,294 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$
0%20%50%

You cover the entire equity of $133,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$231,706
Your Cash$133,294
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,078/mo
Traditional @ 7.15%
$1,829/mo
You save $751/month ($9,006/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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