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Closed
Closed

$544,777

($265,724 down)
VA

7415 Hidden Valley Hollow S, Cottage Grove, MN 55016

5
3
3,266 sqft
PITI Monthly
$1,965.85 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,326 /mo
$2,063 /mo
$44,581 in interest paid off

What's Special

SERENE
MODERN
LUXURY
FIREPLACE
DECK
PATIO
IRRIGATION SYSTEM
CUL-DE-SAC
Nestled in a peaceful cul-de-sac, this home is a true gem, offering a harmonious blend of luxury, comfort, and practicality. As you arrive, the large
concrete driveway and majestic mature Oak trees set a welcoming tone, while the oversized 3-car garage, complete with epoxy flooring, provides
ample space and a pristine look. Step inside to discover thoughtful upgrades throughout, including sleek bamboo flooring and quartz countertops that
bring a modern touch to the kitchen, which also features an inductive cooktop and a stylish ceramic backsplash. The triple patio door lead... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,965.85/mo
Estimated Loan Balance
$304,391
Cash to close
$265,724
Interest Paid
$44,581

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Cement
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hidden Valley 7th Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Hidden Valley Home Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Annually
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $166.8
  • Tax Annual Amount: $5681
  • On Market Date: Aug 27, 2024
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Savings Calculator

Current cash to close is $265,724 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$
0%20%50%

You cover the entire equity of $265,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$279,053
Your Cash$265,724
Total Purchase Price:$544,777

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,326/mo
Traditional @ 7.15%
$2,140/mo
You save $814/month ($9,766/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6573436

Listing From: northstar

Last updated: Dec 02, 2024 06:12pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,326 /mo
$2,063 /mo
$44,581 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,724 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$
0%20%50%

You cover the entire equity of $265,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$279,053
Your Cash$265,724
Total Purchase Price:$544,777

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,326/mo
Traditional @ 7.15%
$2,140/mo
You save $814/month ($9,766/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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