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Closed
Closed

$644,900

($195,019 down)
FHA

7948 Church Street, Yucca Valley, CA 92284

4
3
2,098 sqft
PITI Monthly
$3,195.8 /mo

Listing courtesy of: Ahu Kocaballi, eXp Realty of California, Inc.

Assumed Rate

2.87%
7.15%

Principal & Interest

$2,013 /mo
$3,280 /mo
$49,108 in interest paid off

What's Special

SERENE
MODERN
GRANITE COUNTERTOPS
FIREPLACE
MOUNTAIN VIEWS
CHARMING
Welcome to your private desert oasis in Yucca Valley! Nestled on nearly an acre of fenced land, this stunning 4-bedroom, 2.5-bath home, built in 2018,
blends modern comfort with timeless charm. The Spanish tile roof and large, paved courtyard with an outdoor fireplace set the tone for serene desert
living. Step inside to find an open living room with tile floors, double doors leading to the backyard, and a gourmet kitchen featuring granite
countertops, a subway tile backsplash, a large island with sink, and ample storage. The primary suite offers a tranquil retreat with a sitting... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,195.8/mo
Estimated Loan Balance
$450,816
Cash to close
$195,019
Interest Paid
$49,108

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Outside
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Other
  • Water Source: Other
Pool
  • Has Pool: Yes
  • Pool Features: ElectricHeat, InGround, Private, SaltWater

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom, PatioHome
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Golf, HorseTrails, NearNationalForest, Rural
HOA
  • Has HOA: Yes
  • HOA Name: Mesquite
  • HOA Amenities: Unknown
  • HOA Fee: $60
  • HOA Frequency: $Monthly
Location
  • Region: Yucca Valley

Financial Details

  • Price per Sqft: $307.39
  • Tax Annual Amount: $8061.25
  • On Market Date: Jan 17, 2025
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Savings Calculator

Current cash to close is $195,019 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$
0%20%50%

You cover the entire equity of $195,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$449,881
Your Cash$195,019
Total Purchase Price:$644,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$2,013/mo
Traditional @ 7.15%
$3,402/mo
You save $1,389/month ($16,664/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219123093DA

Listing From:

Last updated: Mar 12, 2025 06:57am

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$2,013 /mo
$3,280 /mo
$49,108 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $195,019 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$
0%20%50%

You cover the entire equity of $195,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$449,881
Your Cash$195,019
Total Purchase Price:$644,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$2,013/mo
Traditional @ 7.15%
$3,402/mo
You save $1,389/month ($16,664/year)

*Secondary financing rates are an estimated value based on input

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Dave CoreyBerkshire Hathaway HomeServices California Realty(213) 505-2098berkshiresc@fyremail.netMLS
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May, 16 2025

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