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Closed
Closed

$400,000

($144,946 down)
FHA

8035 W AGORA Lane, Phoenix, AZ 85043

4
3
1,936 sqft
PITI Monthly
$1,654.57 /mo

Listing courtesy of: Maryam Shamsid-Deen, Phoenix TCB Realty Group LLC

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,147 /mo
$1,863 /mo
$33,537 in interest paid off

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
Well maintained 4 bedroom 2.5 bathroom, with the primary bedroom and bathroom downstairs. You will find a great open floor plan. The kitchen
boasts granite counter tops, stainless steel appliances, and an island. AC recplaced in 2024. Upstairs there is a spacious bonus room along with three
well sized bedrooms and a full bathroom. Make this house your home!
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,654.57/mo
Estimated Loan Balance
$273,865
Cash to close
$144,946
Interest Paid
$33,537

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: LGI Homes

Community & HOA

Community
  • Subdivision: TUSCANO PCD PHASE 2 PARCEL A
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Tuscano HOA
  • HOA Amenities: Unknown
  • HOA Fee: $54
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $206.61
  • Tax Annual Amount: $1952
  • On Market Date: Apr 05, 2024
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Savings Calculator

Current cash to close is $144,946 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$
0%20%50%

You cover the entire equity of $144,946!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$255,054
Your Cash$144,946
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,147/mo
Traditional @ 7.15%
$1,932/mo
You save $786/month ($9,429/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6685791

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Oct 04, 2024 04:50pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,147 /mo
$1,863 /mo
$33,537 in interest paid off
Inquire about this property
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We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,946 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$
0%20%50%

You cover the entire equity of $144,946!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$255,054
Your Cash$144,946
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,147/mo
Traditional @ 7.15%
$1,932/mo
You save $786/month ($9,429/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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