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Closed
Closed

$399,900

($116,872 down)
VA

8122 W SANDS Road, Glendale, AZ 85303

3
2
1,514 sqft
PITI Monthly
$1,578.86 /mo

Listing courtesy of: Kim Panozzo, HomeSmart

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,260 /mo
$2,028 /mo
$32,018 in interest paid off

What's Special

GATED COMMUNITY
SHOPPING
ENTERTAINMENT
DINING
STAINLESS STEEL APPLIANCES
Assumable Loan! Meticulously maintained home in the gated community of Northern Ridge Estates! This 3 bed, 2 bath home boasts light wood-look tile
flooring throughout & a neutral color pallet. The open living area features a sleek kitchen with stainless steel appliances, island, & convenient walk-in
pantry. Enjoy privacy with the split floor plan & unwind in the primary suite with ensuite bathroom. Also featured, a laundry room with built-in cabinetry
& a 2-car garage. Backing to Northern Ave, you'll love living in this ultra-private community with convenient access to Tanger Outlets, Wes... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,578.86/mo
Estimated Loan Balance
$289,112
Cash to close
$116,872
Interest Paid
$32,018

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: NORTHERN RIDGE ESTATES
  • Features: Gated Community, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Northern Ridge Est
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Glendale

Financial Details

  • Price per Sqft: $264.13
  • Tax Annual Amount: $2032
  • On Market Date: Feb 29, 2024
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Savings Calculator

Current cash to close is $116,872 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$
0%20%50%

You cover the entire equity of $116,872!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$283,028
Your Cash$116,872
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,260/mo
Traditional @ 7.15%
$2,104/mo
You save $844/month ($10,130/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6668044

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Sep 05, 2024 09:06pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,260 /mo
$2,028 /mo
$32,018 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,872 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$
0%20%50%

You cover the entire equity of $116,872!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$283,028
Your Cash$116,872
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,260/mo
Traditional @ 7.15%
$2,104/mo
You save $844/month ($10,130/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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