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Closed
Closed

$355,000

($38,773 down)
FHA

8148 Wood Duck Way, Clear Lake, MN 55319

3
2
1,534 sqft
PITI Monthly
$2,601.91 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,911 /mo
$2,268 /mo
$50,042 in interest paid off

What's Special

GREAT CURB APPEAL
DINING
SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
SPRINKLER SYSTEM
COZY
Introducing this wonderful 3 bed, 2 bath home in Clear Lake! The vaulted, open main level creates a spacious atmosphere, featuring an on-trend
kitchen with stainless appliances, gas range, a center island with sink, granite counters, a corner walk-in kitchen pantry, informal dining space and a
cozy living room! The upper level has 2 nice sized bedrooms with a shared full bath! Just a few steps up from the upper level, the primary suite awaits!
The extra large primary suite has vaulted ceilings, a walk-in closet and private primary full bath! Finish the lower level to build instant equi... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,601.91/mo
Estimated Loan Balance
$333,206
Cash to close
$38,773
Interest Paid
$50,042

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Shake Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Shake Siding, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2021
Details
  • Builder: PROGRESSIVE BUILDERS INC

Community & HOA

Community
  • Subdivision: Hunter Lake Bluff Two
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Clear Lake

Financial Details

  • Price per Sqft: $231.42
  • Tax Annual Amount: $3638
  • On Market Date: Aug 30, 2024
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Savings Calculator

Current cash to close is $38,773 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$
0%20%50%

You cover the entire equity of $38,773!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$316,227
Your Cash$38,773
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,911/mo
Traditional @ 7.15%
$2,353/mo
You save $442/month ($5,301/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6592034

Listing From: northstar

Last updated: Sep 26, 2024 06:17pm

© 2025, northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,911 /mo
$2,268 /mo
$50,042 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,773 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$
0%20%50%

You cover the entire equity of $38,773!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$316,227
Your Cash$38,773
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,911/mo
Traditional @ 7.15%
$2,353/mo
You save $442/month ($5,301/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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