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Closed
Closed

$349,000

($150,931 down)
FHA

839 W OVERLAND Road, Payson, AZ 85541

2
2
1,534 sqft
PITI Monthly
$1,472.54 /mo

Listing courtesy of: Jennifer L Kiley, Integra Homes and Land

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,051 /mo
$1,586 /mo
$39,349 in interest paid off

What's Special

REMODELED
DINING
LUXURY
FIREPLACE
VAULTED CEILINGS
DECK
PATIO
FENCED YARD
MOUNTAIN VIEWS
This home is exceptionally well maintained and all of the big ticket items have been done for you! Roof is less than a year old, new luxury vinyl plank
flooring, interior paint, newer SS fridge and LG washer/dryer, remodeled guest bathroom plus a/c and hot water replaced 4 years ago. You'll appreciate
all of the open living spaces and vaulted ceilings for an open feel in the main living area. Covered patio across the back of the home opens onto a fully
fenced yard with a wonderful greenhouse and even some distant mountain views! In addition to the 2 bedrooms in the main house, there ... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
24 years, 11 months
Monthly PITI
$1,472.54/mo
Estimated Loan Balance
$218,738
Cash to close
$150,931
Interest Paid
$39,349

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric, Propane
Features
  • Materials: Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style: Unknown
Materials
  • Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder: N/A

Community & HOA

Community
  • Subdivision: WOODLAND MEADOWS PHASE III
  • Features: Lake Subdivision, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: N/A
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Annually
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $227.51
  • Tax Annual Amount: $1264
  • On Market Date: Jul 29, 2024
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Savings Calculator

Current cash to close is $150,931 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$
0%20%50%

You cover the entire equity of $150,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$198,069
Your Cash$150,931
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,051/mo
Traditional @ 7.15%
$1,646/mo
You save $595/month ($7,137/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6736926

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Sep 03, 2024 02:34am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,051 /mo
$1,586 /mo
$39,349 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,931 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$
0%20%50%

You cover the entire equity of $150,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$198,069
Your Cash$150,931
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,051/mo
Traditional @ 7.15%
$1,646/mo
You save $595/month ($7,137/year)

*Secondary financing rates are an estimated value based on input

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May, 16 2025

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