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Closed
Closed

$609,900

($338,144 down)
FHA

851 W SANTA GERTRUDIS Trail, San Tan Valley, AZ 85143

5
3
2,597 sqft
PITI Monthly
$2,011.53 /mo

Listing courtesy of: Veronica M Vega, RE/MAX Solutions

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,486 /mo
$2,036 /mo
$73,132 in interest paid off

What's Special

ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
FIREPLACE
WALK-IN CLOSET
PATIO
NEW PRICE! Gorgeous triple-split open, bright, & spacious 5 bed 3 bath 2567 single level home w/ OVER $99K in UPDATES/UPGRADES (see photo 2).
WHY BUY NEW when you can CHOOSE a MOVE-IN READY HOME? The KITCHEN-beautiful & plentiful white SHAKER cabinets, subway tile backsplash,
larger granite countertop island w/ breakfast bar, & walk-in pantry. View your BACKYARD OASIS from kitchen, living & dining areas w/ NEWER 2021
Pebble tec POOL w/ shelf & water feature, in-ground SPA surrounded by pavers & elevated GAZEBO area. SPACIOUS PRIMARY SUITE is a t... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.27
Remaining Loan Term
24 years, 0 months
Monthly PITI
$2,011.53/mo
Estimated Loan Balance
$413,815
Cash to close
$338,144
Interest Paid
$73,132

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Fire Pit, Living Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder: DR Horton Homes

Community & HOA

Community
  • Subdivision: PARCEL 16 AT CIRCLE CROSS RANCH
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Circle Cross Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $234.85
  • Tax Annual Amount: $1739
  • On Market Date: Sep 12, 2024
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Savings Calculator

Current cash to close is $338,144 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$
0%20%50%

You cover the entire equity of $338,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$271,756
Your Cash:$338,144
Total Purchase Price:$609,900

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,486/mo
Traditional @ 7.15%
$2,112/mo
You save $625/month ($7,505/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6756451

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Nov 01, 2024 08:14am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,486 /mo
$2,036 /mo
$73,132 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $338,144 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$
0%20%50%

You cover the entire equity of $338,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$271,756
Your Cash:$338,144
Total Purchase Price:$609,900

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,486/mo
Traditional @ 7.15%
$2,112/mo
You save $625/month ($7,505/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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