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Closed
Closed

$430,000

($179,908 down)
FHA

882 E GOLD DUST Way, San Tan Valley, AZ 85143

5
3
2,496 sqft
PITI Monthly
$1,620.87 /mo

Listing courtesy of: Tyler Blair, My Home Group Real Estate

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,164 /mo
$1,762 /mo
$27,627 in interest paid off

What's Special

ENTERTAINMENT
MODERN
WALK-IN CLOSET
PATIO
COZY
Beautiful two-story home in Johnson Ranch! With 5 beds, 3 baths, 2-car garage, & a desert landscape, this gem perfectly blends modern style and
comfort. Discover an inviting great room designed to facilitate effortless entertainment! The open-concept kitchen boasts SS appliances, a pantry,
granite counters, recessed lighting, ample wood cabinetry, & an island w/breakfast bar. Natural light filled the spaces, complemented by designer paint
& wood-look flooring w/carpet in all the right places. Cozy loft upstairs awaits! Main bedroom has an ensuite with dual sinks & a walk-in clo... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,620.87/mo
Estimated Loan Balance
$251,418
Cash to close
$179,908
Interest Paid
$27,627

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: JOHNSON RANCH UNIT 27
  • Features: Community Spa, Community Pool, Lake Subdivision, Golf, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Johnson Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $253
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $172.28
  • Tax Annual Amount: $1467
  • On Market Date: Jul 04, 2024
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Savings Calculator

Current cash to close is $179,908 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$
0%20%50%

You cover the entire equity of $179,908!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$250,092
Your Cash$179,908
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,164/mo
Traditional @ 7.15%
$1,827/mo
You save $663/month ($7,960/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6644328

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Aug 30, 2024 04:13pm

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,164 /mo
$1,762 /mo
$27,627 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,908 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$
0%20%50%

You cover the entire equity of $179,908!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$250,092
Your Cash$179,908
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,164/mo
Traditional @ 7.15%
$1,827/mo
You save $663/month ($7,960/year)

*Secondary financing rates are an estimated value based on input

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May, 17 2025

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