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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Closed
Closed

$589,000

($88,816 down)
VA

909 Pecos St, Spring Valley, CA 91977

2
1
624 sqft
PITI Monthly
$3,069.4 /mo

Listing courtesy of: Vicente Enriquez, Keller Williams San Diego Metro

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,903 /mo
$3,558 /mo
$76,515 in interest paid off

What's Special

SERENE
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
CHARMING
Welcome to your charming Spring Valley retreat! This inviting 2 bedroom, 1 bath home offers the perfect blend of comfort and style. Step into the
upgraded kitchen featuring stainless steel appliances, sleek granite countertops, and beautiful wood laminate floors that flow seamlessly throughout
the space. The updated bathroom adds a touch of modern elegance. And don't forget to take in the breathtaking views of the local mountains,
providing a serene backdrop to your daily life. Come experience the warmth and coziness of this lovely Spring Valley home - it's waiting to... Show more
... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,069.4/mo
Estimated Loan Balance
$511,534
Cash to close
$88,816
Interest Paid
$76,515

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Dual
  • Heating: Electric
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $943.91
  • Tax Annual Amount: $
  • On Market Date: Aug 28, 2024
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Savings Calculator

Current cash to close is $88,816 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$
0%20%50%

You cover the entire equity of $88,816!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$500,184
Your Cash$88,816
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,903/mo
Traditional @ 7.15%
$3,691/mo
You save $788/month ($9,459/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240020355SD

Listing From:

Last updated: Nov 01, 2024 11:05pm

© 2025, CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,903 /mo
$3,558 /mo
$76,515 in interest paid off
Inquire about this property
​
​
​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,816 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$
0%20%50%

You cover the entire equity of $88,816!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$500,184
Your Cash$88,816
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,903/mo
Traditional @ 7.15%
$3,691/mo
You save $788/month ($9,459/year)

*Secondary financing rates are an estimated value based on input

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May, 15 2025

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