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Closed
Closed

$430,000

($163,512 down)
FHA

9414 W MINNEZONA Avenue, Phoenix, AZ 85037

4
2
1,924 sqft
PITI Monthly
$1,970.26 /mo

Listing courtesy of: David J Moreno, A.Z. & Associates

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,368 /mo
$1,990 /mo
$59,535 in interest paid off

What's Special

GATED COMMUNITY
DINING
SPACIOUS
This almost Brand The beautiful 4 bedroom/2 bathroom home located in the gated community of Western Enclave. All home have been sold. Why wait
months for a new home to be built when this new home can be yours and is move in ready. As you walk into the open floor plan you will find ceramic
wood slat tile throughout which leads you right into the dining area and open kitchen. Nice 36 in cabinets with plenty of granite counter space. The
kitchen island allows you to put plenty of bar stools for your breakfast bar while overlooking the spacious great room. The wide sliding gla... Show more
... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
24 years, 4 months
Monthly PITI
$1,970.26/mo
Estimated Loan Balance
$331,700
Cash to close
$163,512
Interest Paid
$59,535

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: LENNAR/CALATLANTIC HOMES OF AZ

Community & HOA

Community
  • Subdivision: WESTERN ENCLAVE
  • Features: Gated Community, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Western Enclave
  • HOA Amenities: Unknown
  • HOA Fee: $104
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $223.49
  • Tax Annual Amount: $2729
  • On Market Date: Jul 06, 2024
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Savings Calculator

Current cash to close is $163,512 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$
0%20%50%

You cover the entire equity of $163,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$266,488
Your Cash$163,512
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,368/mo
Traditional @ 7.15%
$2,064/mo
You save $696/month ($8,354/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6728070

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: Feb 23, 2025 10:00am

© 2025, Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,368 /mo
$1,990 /mo
$59,535 in interest paid off
Inquire about this property
​
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​
​
​

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $163,512 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$
0%20%50%

You cover the entire equity of $163,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$266,488
Your Cash$163,512
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,368/mo
Traditional @ 7.15%
$2,064/mo
You save $696/month ($8,354/year)

*Secondary financing rates are an estimated value based on input

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May, 14 2025

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